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COLLECTABILITY SCORE

Borrower scoring and profiling to assess ease of collections and determine collections strategy

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TRANSACTIONS ASSESSMENT

Composite scoring of utility, wallet, e-commerce etc. transactions powered by Paytm

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ASSET ANALYSIS

Asset valuation and classification combined with borrower-asset match to risk classify a loan-backed purchase

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CREDIT PROFILING

Capacity, demographic and supplemented credit bureau information to provide a 360-degree credit profile