MISSION

Our mission is to empower Borrowers with better credit scores and Lenders with improved lending performance. We are committed to building intuitive and positive experiences to help India’s millions of borrowers make EMI payments using Innovative Technology, Data Intelligence and Automation.

India is a Global economic powerhouse with a trillion dollars of lending already live and growing 25% every year. However this lending is plagued by EMI failure rates of over 10 percent every month putting millions of loans and billions of dollars of capital at risk.

We tackle this challenge head on to help drive India’s Economy forwards.

Borrowers on our platform can repay instantly digitally, pay cash at one of our 100,000+ neighborhood drop points or simply schedule pick ups anytime, anywhere.

Lenders use our AI driven strategies coupled with our unrivalled National reach to confidently expand to new geographies and products.

Collection agencies use our Tech and Data solutions for cost reduction, process optimization and fraud prevention giving them access to tier one lenders.

Team

Aditya

Co-Founder and CTO

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Jonathan

CEO and Co-Founder

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Swati

CMO and Co-Founder

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Ashish

Co-Founder and Director

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Raj

Head of Product

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Nitesh

Head of Data Science

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Ketki

Head of Finance

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Vidyashree

Head of Technology

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Ashish

Head of Operations

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Sanjeev

Head of Channel

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Careers

News

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Paytm Postpaid: How to Register and Everything Else You Need to Know

Paytm postpaid was announced last year by Paytm in partnership with ICICI Bank to provide digital credit to consumers

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Indian households' debt doubles in FY17-18: What are we borrowing for and how much?

Consumer durable loans saw a slowdown in 2018-19 as lenders feared likely defaults on such unsecured loans.

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One in three households in India owns a two-wheeler

A majority of car owners prefer to use a two-wheeler to reach work, according to the ICE 360 survey 2016

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Consumer durable financing sees 32% rise as NBFCs expand footprint

Consumer finance accounts for around 30 to 35 per cent of the consumer durable industry sale, but the pace of growth of consumer durable financing has been rapid.

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